F.A.Q

Can you remove accurate negative items?

No. We challenge inaccurate, outdated, or unverifiable items only.

How long until I see changes?

Many clients see movement in 30–90 days, but timelines vary by bureau and case.

Will you need my SSN or documents?

Upload securely via our Client Portal (DisputeFox). Please don’t email sensitive files.

What if I have collections/charge-offs?

We’ll verify accuracy and craft a strategy—disputes, settlements, or rebuilding.